xFactor

xFactor is an actuarial present value (APV) factor calculator. The xFactor calculator is implemented as a Microsoft® Excel add-in thus allowing production of actuarial factors right within the tool where most professionals typically need them.

FEATURES

• Computes APV factors for common annuity and insurance payment forms
• Mortality rates can be adjusted with setbacks/setforwards and projection
• Easily add custom mortality tables/scales to the existing table library
• Adjustable pre-commencement CV death benefit (Canada)
• Interest rates can be flat-rate, select-ultimate step rate, or segmented per IRC §417(e)(3)
• Generate individual APV factors or a user-defined table of APV factors
• APV factors carry full parameter detail via Excel worksheet cell comment
• Save/Retrieve APV factor calculations using Calculation Manager